Legal terms for DANA and QRIS
Our Legal notice sets the conditions for opening, using and maintaining an account in Indonesia. Access is available where local law permits, and we may require a clear phone verification step before account access is completed. The same policy applies when you use DANA, OVO, GoPay,
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QRIS, bank transfer or a virtual account, so payment records can be matched to the account that initiated them. We may pause a transaction while account details, wallet ownership or receipt data are checked. If a rule changes in your jurisdiction, the applicable wording on our
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Legal page takes priority for that access decision. You should read these terms before opening an account, especially if you change your phone, wallet or bank details. Our policy does not alter the rules of your bank or wallet provider; DANA, OVO, GoPay and QRIS remain
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subject to their own conditions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.